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Mortgage Loans

Whether you're looking to buy a home or refinance a loan, we work to empower you to accomplish your goals and dreams. With our digital solutions and transparent services, we're here to help you achieve the highest level of success possible. 

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Popular Mortgage Loan Options


The most popular options for both home purchase and refinancing objectives.

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Tailored for veterans and active military personnel, ideal for both home purchasing and refinancing needs.

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Great for first-time homebuyers and those with lower credit scores, suitable for various home purchasing and renovation goals.

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Designed for rural homebuyers, offering advantageous terms for purchasing and refinancing homes in designated rural areas.

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USA Map with lettering; home lending in all 50 states

Brighton Bank Mortgage Loans

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Brighton Bank Mortgage Loans 

Home Purchase Loans

At Brighton Bank, we understand that life gets busy. That's why we offer home purchase loans through an in-person, over-the-phone, or fully digital online application process-- whichever is most convenient for you.

  • Conventional Mortgage

  • FHA Mortgage (min 3.5% down payment)

  • VA Mortgage ($0 Down Payment)

  • USDA Mortgage ($0 Down Payment)

To navigate the home-buying process smoothly, download our first-time homebuyers checklist below.  

Brighton Bank Mortgage Loans

Home Refinance Loans

At Brighton Bank, we understand that your home is likely your most valuable asset. That's why we offer a variety of mortgage refinancing options to help you get the most out of your home equity.

Whether you're looking to lower your monthly payments, consolidate debt, or cash out some equity for home improvements or other expenses, we can help you find the right solution. We also offer specialized construction financing for those looking to build their dream home.

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Bank Securely

With FDIC insurance and real-time alerts, you can rest assured knowing your money is safe.


Our team is passionate about making things easy for you, so you can focus on what's important to you.

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We strive to offer exceptional service and support, helping our clients reach their goals.

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Helpful tools to assist you in making the best decision.

How much house can I afford? Discover average closing costs, property taxes, and homeowners insurance for your state.

The image is for illustrative purposes only. Your actual loan amount, monthly payment, and interest rate may vary.

State-Specific Housing Market Updates 2023

Learn more about what to expect from your state-specific housing market by reviewing the following: 

-State Housing Market Update
-State Closing Costs
-County Property Taxes
-State Homeowners Insurance Costs

-Mortgage Calculator

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We're proud to have served our clients and community for over 112 years, and we'll continue to do so for many years to come.

Online Banking & Services to Meet Your Needs

How can we help you today?

Mortgage Calculator

Calculate your mortgage payment.

Get Pre-Approved

Get an online pre-approval letter in minutes.

Get Support

Have Questions?
Great, we've got answers.

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