Finally, a checking account that lets your money work smarter.
We reward you for banking with us, not the other way around.
Located in Brighton, TN
Online Banking
Mobile eCheck Deposit
FDIC Member
Everything you expect from a checking account and then some.
With a competitive rate, no monthly maintenance fee option when selecting e-statements, and tools to amplify your checking, the Brighton Bank Interest Checking Accounts are designed for growth. Join the many who trust Brighton Bank for a brighter financial future.
Start Earning
With Brighton Bank Today
1.00
APY
Interest Checking Account
Earn 12X the national interest checking average for your money.
Compare our Interest Checking APY with other banks.
Annual Percentage Yield
Brighton Bank
1.00%
Capital One 360
0.10%
Citizens Bank
0.05%
Bank of America
0.02%
Fnbo Direct
0.15%
Contact Us
If you have a question that needs answering, you can give us a call or stop by our Brighton, TN, office.
Have more questions?
(901) 476-5353
Let's talk in person.
Contact Us
THE EXPERIENCE YOU DESERVE
Bank Securely
With FDIC insurance and real-time alerts, you can rest assured knowing your money is safe.
Simplicity
Our team is passionate about making things easy for you, so you can focus on what's important to you.
Commitment
We strive to offer exceptional service and support, helping our clients reach their goals.
The following describes the terms that apply to participation in the Brighton Bank Plus Consumer Interest Checking offered by Brighton Bank, Member FDIC. Additional terms, conditions, and third-party fees for internet, messaging, or data plans may apply.
Interest Checking Disclaimer
Rate Information: This Account is an interest-bearing account. The interest rate on the account is 1.00%, with an annual percentage yield of 1.00%.
The interest rate and annual percentage yield may change. Interest begins to accrue on the business day you deposit noncash items (for example, checks). Interest will be compounded monthly and will be credited to the account monthly. Closing the account before the designated interest crediting date will result in the forfeiture of any accrued interest. Please be advised that the Institution reserves the right to adjust the account's interest rate as deemed appropriate.
Annual Percentage Yields are current as of 4/15/2024.
Minimum Deposit: The minimum deposit amount required to open a new account and to qualify for the 1.00% APY for Consumer Interest Checking is $1,000.00.
Minimum Balance: The minimum balance amount required to qualify for the 1.00% APY for Consumer Interest Checking is $1,000.00.
Balance Information: We use the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the principal in the account each day. You must maintain a minimum balance of $1,000.00 in the account each day to obtain the disclosed annual percentage yield.
Limitations: You must deposit $1,000.00 to open this account.
Monthly Account Service Fees: At Brighton Bank, we offer a no-account fee option for clients who choose to receive their account statements electronically. Clients opting for Electronic Statements will not be subject to monthly account service fees. Clients not selecting the Electronic Statements option will be charged a monthly account service fee of $15 if the account's daily balance falls below $1,000.00 any day of the month.
This fee covers the additional administrative costs associated with printing, mailing, and delivering paper statements to your designated address.
For members who choose a Non-Electronic Paper Statement option, account fees can influence the total amount of earnings on the account. When fees are applied to your account, they are deducted from your account balance, which can subsequently decrease the amount of money available to earn interest. As a result, the total earnings on your account may be reduced. Our account fee policy is subject to change at any time.
Please note that the Annual Percentage Yields (APYs) stated here are accurate as of 4/15/2024 but are subject to change at any time.
*12x based on FDIC monthly interest checking rates as of 4/15/2024.
*Brighton Bank is a member of the FDIC and does not provide more than $250,000 of FDIC insurance per legal category of account ownership, as described in the FDIC's regulations.
*Top National Bank APYs presented in this table have been provided by My Bank Tracker, with accuracy up to 4/15/2024.