Interest Checking FAQ's

A checking account is a type of bank account that allows you to deposit and withdraw money conveniently. It also enables you to make online payments, transfer funds to other accounts, and deposit checks using the Brighton Bank Mobile app. Additionally, with a checking account from Brighton Bank, you can write checks for the funds available in your account.

Having a checking account is a convenient option to access your money. With this account, you can deposit your paycheck automatically and make online bill payments. Additionally, it can aid in keeping track of your spending by monitoring account balances online or via the Brighton Bank Mobile app.

To apply, visit our Brighton, Tennessee branch in person. Our team will assist you in selecting the perfect account package, gather necessary personal information like your address and social security number, verify your identity and guide you in choosing a funding option. We look forward to helping you!

By opening a checking account with Brighton Bank, you can easily access your account information through your computer or mobile browser and through the Brighton Bank Mobile app. With Brighton Bank Online or the Mobile App, you'll have access to the following benefits:

1. Access your account balances quickly wherever you are.

2. Make bill payments.

3. Set up real-time notifications for your account balance and activity.

4. And more …

After your application for a checking account with Brighton Bank is approved, you will receive your debit card. The Brighton Bank debit card is equipped with a chip for added security and is contactless for ease of use. Simply tap your card to make fast and convenient purchases. You can use your debit card at millions of merchants globally.

Typically, there won't be a limit to how much money you can keep in a Brighton Bank checking account. However, the FDIC sets limits for the amount of funds in deposit accounts that are FDIC insured.

The minimum deposit amount required to open a new Interest Checking Account and to qualify for the current offered APY for Consumer Interest Checking is $1,000.00.

If you have an interest checking account at Brighton Bank, you will only have to pay a monthly service fee if you choose to receive print mail statements. These fees can vary from $10 to $30. However, you can avoid these fees completely by selecting our $0 monthly service e-Statement option.

To open a new Interest Checking Account, a minimum deposit of $1,000 is required.

Brighton Bank offers zero-cost maintenance fees for clients who choose online banking through eStatements. For clients who choose to receive paper statements in the mail, the minimum monthly maintenance fee is $15

There is no minimum balance required in order to avoid fees or maintain an account, But there is a minimum balance to earn the current APY. For more current APY information contact us at 901-476-5353.

Once your account is approved, Brighton Bank will mail you a bank card.

Brighton Bank does not charge out-of-network ATM fees to our clients. However, it's important to remember that out-of-network ATMs may have separate transaction fees that they may charge.

As a client of Brighton Bank, you have no limits on the number of monthly transactions for your interest checking account.

Yes, multiple bank accounts can be linked together as long as they are under the same Tax ID number.

Brighton Bank offers online banking, mobile banking, and mobile check deposits.

Brighton Bank offers debit cards through Mastercard.

Yes

Yes

Yes, Brighton Bank provides notary services to its clients.

Brighton Bank is a member of the FDIC, and the coverage limit is $250,000.

There are no limits on withdrawals and transfers through a Brighton Bank checking account.