Rosemarie Fair
A Brighter Way To Home Loans
At Brighton Bank, we're all about helping our clients succeed. Whether you're looking to buy a home or refinance a loan, we work to empower you to accomplish your goals and dreams. With our digital solutions and transparent services, we're here to help you achieve the highest level of success possible.


Hello!
My name is Rosemarie Fair - CCIM – Executive Vice President
With over 20 years of expertise in mortgage lending, Rosemarie Fair understands that every borrower’s needs are unique. Whether assisting young families in securing their first home or helping empty nesters downsize, she is committed to finding the right financing solution for every stage of life.
As Executive Vice President of Brighton Bank since 2015, Rosemarie oversees the operations of the bank’s secondary mortgage division, ensuring clients receive expert guidance and tailored loan programs. She previously was the owner and mortgage loan originator of Alliance Capital Mortgage in Memphis, TN, where she has helped countless homebuyers navigate the lending process with confidence.
Beyond mortgage lending, Rosemarie has an extensive background in real estate investment and development. She holds the prestigious Certified Commercial Investment Member (CCIM) designation and has played a pivotal role in shaping the commercial real estate landscape. As a principal of Innstar Hospitality, she has successfully developed The French Quarter Inn & Suites in six Mid-South cities. She also served as Executive Vice President and Chief Administrative Officer of Carlisle Corporation, a leading real estate development firm specializing in hotels and Wendy’s restaurant operations.
Her expertise extends into healthcare real estate, having served as Vice President of the real estate division for Methodist Health Systems in Memphis. Additionally, as the owner of Fair Companies, she actively acquires and manages office buildings, retail centers, and hotels, overseeing all aspects of business development.
With a passion for helping clients achieve their real estate and homeownership goals, Rosemarie Fair brings a wealth of knowledge, integrity, and dedication to every transaction.
THE EXPERIENCE YOU DESERVE
Bank Securely
With FDIC insurance and real-time alerts, you can rest assured knowing your money is safe.
Simplicity
Our team is passionate about making things easy for you, so you can focus on what's important to you.

Commitment
We work tirelessly to provide the best possible service and support, and we are always here to help our clients achieve their goals.
Brighton Bank Home Loans

Brighton Bank Mortgage Loans
Home Purchase Loans
At Brighton Bank, we understand that life gets busy. That's why we offer home purchase loans through an in-person, over-the-phone, or fully digital online application process- whichever is most convenient for you.
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Conventional Mortgage
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FHA Mortgage
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VA Mortgage
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USDA Mortgage
All loans are subject to credit approval, other terms and conditions may apply.
To navigate the home-buying process smoothly, download our first-time homebuyers checklist below.
Brighton Bank Loans
Home Refinance Loans
At Brighton Bank, we understand that your home is likely your most valuable asset. That's why we offer a variety of mortgage refinancing options to help you get the most out of your home equity.
Whether you're looking to lower your monthly payments, consolidate debt, or cash out some equity for home improvements or other expenses, we can help you find the right solution. We also offer specialized construction financing for those looking to build their dream home.


