Daniel Valencia
A Brighter Way To Home Loans
At Brighton Bank, we're all about helping our clients succeed. Whether you're looking to buy a home or refinance a loan, we work to empower you to accomplish your goals and dreams. With our digital solutions and transparent services, we're here to help you achieve the highest level of success possible.


Hello!
My name is Daniel Valencia
From counting change as a teenage cashier to navigating complex financial landscapes, I’ve always had a knack for numbers and a passion for people. I merged these two in 2013 when I pivoted from accounting into mortgage banking—and I’ve never looked back.
As a mortgage banker with a strategic edge, I combine my background in accounting and real estate investing to provide clients with a full-picture approach. Whether it’s closing high-stakes deals, advising on wealth strategies, or simply ensuring a smooth transaction, I bring a precision-meets-personal-touch style that sets me apart.
Known as “The Bearded Banker,” I’m a trusted advisor who thrives on empowering clients with the tools and knowledge to build wealth. With a clear focus on relationships and results, I help individuals, businesses, and investors achieve their financial goals—today and for the long haul.
Let’s connect and talk strategy.
THE EXPERIENCE YOU DESERVE
Bank Securely
With FDIC insurance and real-time alerts, you can rest assured knowing your money is safe.
Simplicity
Our team is passionate about making things easy for you, so you can focus on what's important to you.

Commitment
We work tirelessly to provide the best possible service and support, and we are always here to help our clients achieve their goals.
Brighton Bank Home Loans

Brighton Bank Mortgage Loans
Home Purchase Loans
At Brighton Bank, we understand that life gets busy. That's why we offer home purchase loans through an in-person, over-the-phone, or fully digital online application process- whichever is most convenient for you.
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Conventional Mortgage
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FHA Mortgage
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VA Mortgage
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USDA Mortgage
All loans are subject to credit approval, other terms and conditions may apply.
To navigate the home-buying process smoothly, download our first-time homebuyers checklist below.
Brighton Bank Loans
Home Refinance Loans
At Brighton Bank, we understand that your home is likely your most valuable asset. That's why we offer a variety of mortgage refinancing options to help you get the most out of your home equity.
Whether you're looking to lower your monthly payments, consolidate debt, or cash out some equity for home improvements or other expenses, we can help you find the right solution. We also offer specialized construction financing for those looking to build their dream home.


