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Sean Phalon

At Brighton Bank, we're all about helping our clients succeed. Whether you're looking to buy a home or refinance a loan, we work to empower you to accomplish your goals and dreams. With our digital solutions and transparent services, we're here to help you achieve the highest level of success possible. 

A Brighter Way To Home Loans 

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My name is Sean Phalon 

Sean started in the finance world at the age of 19 and has since developed industry experience including structuring business growth, capital raising, and mortgage lending. He has been named a top 1% loan originator nationwide and 5-star mortgage professional in NJ. He joined the executive team at Brighton Bank to facilitate the national launch of their tech and AI-based lending platform as well as a new hybrid model for real estate professionals.


As a serial entrepreneur, Sean has been an avid real estate investor and also co-founded Twigoh, a social platform for reviews. With real estate as a passion, he joined the non-profit organization AREAA in 2015 and has since served as local chapter president and mortgage committee chair for AREAA National serving over 17,000 members.


Sean resides in the Gold Coast of New Jersey and enjoys traveling and continuing to invest in various business ventures.

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We work tirelessly to provide the best possible service and support, and we are always here to help our clients achieve their goals.

Brighton Bank Home Loans

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Brighton Bank Loans 

Home Purchase Loans

At Brighton Bank, we understand that life gets busy. That's why we offer home purchase loans through an in-person, over-the-phone, or fully digital online application process-- whichever is most convenient for you.

  • Conventional

  • FHA Loans (min 3.5% down payment)

  • VA ($0 Down Payment)

  • USDA ($0 Down Payment)

Brighton Bank Loans

Home Refinance Loans

At Brighton Bank, we understand that your home is likely your most valuable asset. That's why we offer a variety of mortgage refinancing options to help you get the most out of your home equity.

Whether you're looking to lower your monthly payments, consolidate debt, or cash out some equity for home improvements or other expenses, we can help you find the right solution. We also offer specialized construction financing for those looking to build their dream home.

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We're proud to have served our clients and community for over 110 years, and we'll continue to do so for many years to come.


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